OTTO reads every client's sector, revenue, age and filing history, cross-references it against a live UK lender panel, and sends the introduction automatically. No broker in the loop. No success fee charged to the client.
OTTO doesn't wait for a finance application. It reviews eligibility continuously and sends the introduction the moment a client matches a live lender's criteria.
Sector, revenue, company age, credit signals and filing history are read directly from the client record — no forms to fill in twice.
Profile ingestionEvery client is cross-referenced against the current lender panel for eligible products: loans, invoice finance, asset finance, and working capital.
Lender panel matchingIntroduction emails go out automatically at 8am. Every outcome — accepted, declined, funded, withdrawn — feeds back so future matches get sharper.
Compound intelligenceOTTO looks past the high-street panel to lenders who actually fund your sector and profile.
Start Your AssessmentMatched against lenders who understand the asset class and how it's financed.
Start Your AssessmentAdd OTTO's matching to your client relationship without becoming a broker yourself.
Partner Programme"The right lender existed. Most businesses just never find them because nobody has time to check 144 lenders' criteria every morning."
144+ Lenders checked against every client, every day"No success fee, no broker fee. The client gets the introduction and keeps the full facility value."
0% Broker fee on every OTTO introductionOTTO is the finance matching agent inside SME Growth Team. Every day at 8am it reviews the client portfolio, cross-references company profiles against a live panel of UK lenders, and sends lender introduction emails automatically — no broker involved, no broker fee.
Business loans (unsecured and secured, roughly £25,000 to £5,000,000), invoice finance, asset finance, working capital facilities and overdrafts, and trade finance.
A typical broker works from 20-40 lenders and charges 1-3% of the facility as a fee. OTTO matches against a much larger panel daily, charges no broker fee, and logs every match so the process stays transparent.
OTTO is included in the Growth and Scale plans. No broker fees. No success fees. No long-term contract.