Most UK tech companies claim nothing. The average qualifying claim is £62,000. STERLING identifies your R&D activity automatically, STERLING finds Innovate UK funding, and OTTO structures your growth finance, all before your standup.
of eligible UK tech companies never claim R&D credits, STERLING finds your qualifying activity automatically.
STERLING identifies qualifying R&D activity across your development sprints. STERLING scans Innovate UK and public funding portals for matching opportunities. OTTO structures the right growth capital for your stage, seed, Series A, or revenue-based. SME Growth Team ties it together every morning.
Most tech companies are doing qualifying R&D without knowing it. STERLING analyses your development activity against HMRC's definition of technological uncertainty, not just the projects you consciously label as R&D. Average first-year claim: £62K. ERIS scheme returns 27% as cash for loss-making companies.
STERLING, R&D TAX INTELLIGENCEInnovate UK posts new competitions weekly. Horizon Europe, UKRI, and DCMS all have active funding streams for tech companies. STERLING scores each opportunity against your technology profile, stage, and sector, and alerts you only to the ones worth pursuing, with application deadlines.
STERLING, R&D AND INNOVATION INTELLIGENCESEIS/EIS for angels, revenue-based finance for SaaS, venture debt for post-Series A, OTTO matches your stage to the right instrument. No dilution where it isn't necessary. No personal guarantees where alternatives exist. 144+ lenders and investors on the panel.
OTTO, GROWTH FINANCE STRUCTURINGIdentifies qualifying R&D activity across your codebase and development sprints. Structures defensible claims averaging £62K. AIF deadline monitoring included.
View STERLINGSEIS/EIS structuring, revenue-based finance, venture debt. 144+ lenders matched to your stage. Zero broker commission.
View OTTOOrchestrates STERLING and OTTO. Weekly R&D intelligence, funding calendar, and growth finance, all in one founder brief.
View Intelligence LayerSTERLING identifies qualifying development activity, including software, AI, machine learning, and process innovation, and structures a defensible claim. Average claim £62K. AIF deadline monitoring ensures you never miss a submission window.
Agent: STERLINGSTERLING scans Innovate UK competitions, Smart Grants, SBRI challenges, and Horizon Europe calls daily. Match scored against your technology category, commercial stage, and founding team profile. Alert fires as soon as a qualifying window opens.
Agent: STERLINGSEIS for angel rounds, EIS for Series A, revenue-based finance for profitable SaaS. OTTO structures the optimal stack for your stage and matches to investors and lenders who specialise in technology, not generalist SME brokers.
Agent: OTTO"STERLING found qualifying R&D activity across three products we hadn't even considered claiming on. That changed our runway materially."
£62K Average STERLING R&D credit identification on first audit"STERLING alerted us to an Innovate UK competition three weeks before the deadline. We would have missed it entirely without the automated scanning."
Weekly New Innovate UK competitions scanned by STERLING, matched to your profile"Most of our clients come in thinking they only qualify for one type of credit. STERLING consistently finds two or three qualifying streams."
27% ERIS cash credit, returned to loss-making tech companies within weeks of filing"OTTO structured our Series A with venture debt on top. We kept 12% more equity than our previous term sheet offered."
144+ Investors and lenders on OTTO's panel, including tech specialistsSubmit your details and we'll assess your technology business, identify qualifying R&D activity, and have STERLING and OTTO operational within days.
R&D credits, grant funding, and growth finance, all orchestrated into one intelligence layer for tech founders.
Explore SME Growth Team for Tech