SDLT savings of £20K+ are available to portfolio landlords who restructure correctly. Development finance from specialists who understand planning risk. Spain Golden Visa from €500K. HANNIBAL, OTTO, and STERLING work every angle, automatically.
UK residential property market, most investors operating without AI intelligence tools for structuring, finance, and tax.
Most property investors are operating with the wrong corporate structure, the wrong lender, and unclaimed tax optimisation. SME Growth Team identifies the structural opportunity, OTTO matches the right finance, and STERLING ensures every tax lever is pulled, all running autonomously.
Personal ownership vs PropCo vs SPV, the difference can be tens of thousands in SDLT and CGT. SME Growth Team analyses your portfolio profile, ownership structure, and expansion plans to identify the optimal holding structure. Spain property acquisition and Golden Visa pathways also covered for international investors.
HANNIBAL, PROPCO STRUCTURING & SPAIN ADVISORYBridge loans, development finance, BTL portfolio facilities, and HMO specialist lenders, OTTO holds 144+ property-specialist lenders and matches your deal to the right instrument. No high-street rates on complex transactions. Planning risk understood. GDV-based lending available.
OTTO, BRIDGE & DEVELOPMENT FINANCEProperty management platforms, digital surveying tools, automated tenancy systems, and smart building technology, if your business is developing property technology, STERLING identifies qualifying R&D expenditure. Most PropTech businesses claim nothing in their first three years.
STERLING, PROPTECH R&D INTELLIGENCEAnalyses your portfolio profile and identifies the optimal holding structure. SDLT savings of £20K+ available. Spain Golden Visa pathways included.
View HANNIBAL144+ property-specialist lenders. Bridge, development, BTL portfolio, and HMO finance. Same-day introductions when a deal surfaces.
View OTTODaily portfolio brief covering UK finance position, Spain acquisition progress, and PropTech R&D claim status, in one summary.
View Intelligence LayerPortfolio landlords with personal ownership are paying more tax than necessary. SME Growth Team identifies the optimal holding structure, PropCo, SPV, or Holdco, and models the SDLT and CGT implications of restructuring. Savings of £20K+ are available to portfolios above four properties.
Agent: HANNIBALBridge loans from six months to three years, development finance up to 70% GDV, HMO specialist lenders, and BTL portfolio refinancing, OTTO's property-specialist panel covers every transaction type. Introductions made the same day as the match.
Agent: OTTOSME Growth Team covers Spain property acquisition advisory, Golden Visa structuring from €500K, and Marbella market intelligence for UK expat investors. Two-jurisdiction property intelligence from one platform.
Agent: HANNIBALDeveloping property management technology, tenant experience platforms, or smart building systems? STERLING identifies qualifying development activity and structures the R&D claim. Most PropTech founders don't claim until year three, STERLING makes it day one.
Agent: STERLING"SME Growth Team modelled six different holding structures for our BTL portfolio. The optimal structure saved us £24K in SDLT on the next acquisition alone."
£20K+ SDLT savings available to portfolio landlords who restructure via PropCo"We needed bridge finance on a 42-day timeline to avoid losing a development site. OTTO had three specialist lenders in front of us within 24 hours."
144+ Lenders on OTTO's panel, bridge and development specialists included"HANNIBAL's Spain advisory saved us three months of legal fees by identifying the right structure for our Marbella acquisition before we engaged lawyers."
€500K Spain Golden Visa entry threshold, SME Growth Team covers the full acquisition path"SME Growth Team's daily brief covers our UK portfolio finance position, our Spain acquisition progress, and our PropTech R&D claim status, in one summary."
£8.7T UK residential property market, most investors operating without intelligence toolsSubmit your details and we'll assess your property portfolio, identify structuring opportunities, bridge and development finance options, and SDLT savings, and have SME Growth Team operational within days.
PropCo structuring, bridge finance, Spain advisory, and tax intelligence, all orchestrated into one daily portfolio brief.
Explore SME Growth Team for Property