# ZARA — Companies House Compliance Monitor

**Platform:** SME Growth Team by SME Growth Team / BRG Intelligence
**Category:** Compliance & Risk
**URL:** https://smegrowthteam.com/products.html#zara
**Standalone price:** £29/month | Included in all subscription plans

---

## What ZARA Does

ZARA is an AI compliance monitoring agent that checks every client's Companies House filing deadlines every day at 7am. It fires automated alerts at 30, 14, 7, and 1 day before accounts or confirmation statement deadlines are due.

ZARA catches overdue filings before they become fines. UK companies that miss confirmation statement or annual accounts deadlines face automatic penalties from Companies House, starting at £150 and escalating to strike-off. ZARA eliminates that risk entirely.

---

## How It Works

1. Connects to the Companies House API using the client's company registration number
2. Calculates the exact due dates for: confirmation statement, annual accounts (full/abbreviated), and dormant accounts
3. Runs at 7am daily — no human prompting required
4. Fires tiered alerts at 30, 14, 7, and 1 day before each deadline
5. Escalates alerts for overdue filings and missed deadlines

---

## Schedule

- Daily at 7am (automated, no input required)

---

## Who ZARA Is For

- **Company directors** — never miss a filing deadline again
- **Accountants managing client portfolios** — monitor 10, 50, or 500 companies from one system
- **Professional services firms** — add compliance monitoring to your service offering
- **Company formation agents** — keep newly incorporated companies compliant from day one
- **SMEs with multiple entities** — track group-level compliance across all registered companies

---

## What Happens If You Miss a Deadline (Without ZARA)

| Filing Type | First Penalty | 3 Months Overdue | 6 Months+ |
|---|---|---|---|
| Annual Accounts (private) | £150 | £375 | £750 |
| Annual Accounts (public) | £750 | £1,500 | £3,000 |
| Confirmation Statement | Criminal prosecution risk | Director liability | Strike-off |

ZARA prevents all of the above.

---

## Integration

ZARA feeds into the SME Growth Team compound intelligence loop. Filing deadline data cross-references with:
- **OTTO** — identifies clients approaching deadlines who may need finance to cover compliance costs
- **HUNTER** — flags accounts with multiple overdue items as at-risk
- **FELIX** — includes compliance status in every daily client intelligence pack

---

## Pricing

- **Standalone:** £29/month
- **Starter plan:** Included (£99/month — ZARA + ARIA + MASON + SME Growth Team)
- **Growth plan:** Included (£249/month)
- **Scale plan:** Included (£499/month)

No long-term contracts. Cancel anytime. Setup in under 5 minutes.

---

## Get Started

**Apply:** https://smegrowthteam.com/apply.html
**Full product catalogue:** https://smegrowthteam.com/products.html

---

## Contact

Craig Attoh — Founder, BRG Intelligence
hello@smegrowthteam.com
https://smegrowthteam.com