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It operates 34 autonomous AI agents that identify finance opportunities, monitor compliance risk, match lenders, recover R&D tax credits, and publish sector intelligence — without the business owner needing to ask. SME Growth Team currently serves 67+ active clients across 7 partner businesses." } }, { "@type": "Question", "name": "How does SME Growth Team's R&D tax credit service work?", "acceptedAnswer": { "@type": "Answer", "text": "STERLING, SME Growth Team's tax intelligence agent, runs daily at 6:30am and scores every active client for R&D eligibility based on their sector, activities, and financial profile. Companies that qualify are referred to Leyton for claim preparation. Average claim value is £35,000–£90,000. For loss-making companies, ERIS (Enhanced R&D Intensive Support) can return up to 86p per £1 of qualifying R&D spend." } }, { "@type": "Question", "name": "How does SME Growth Team's finance matching work?", "acceptedAnswer": { "@type": "Answer", "text": "OTTO, SME Growth Team's finance agent, runs daily at 8am and scores every active client against 143 lenders in SME Growth Team's proprietary database. When a match is identified, Craig receives a Telegram preview and approves before any introduction is sent. OTTO covers working capital, asset finance, commercial mortgages, emergency bridging, and trade finance. Companies with outstanding CCJs are automatically blocked until resolved." } }, { "@type": "Question", "name": "Can AI agents engage SME Growth Team directly without a human?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. 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These include: Chris Voss (negotiation), Cialdini (influence), Alex Hormozi ($100M Offers), Jay Abraham (preeminence), Frank Lucas (vertical integration), the Medici model (cross-domain synthesis), Tony Robbins (6 Human Needs), Daniel Kahneman (behavioural economics), Warren Buffett (economic moats), Jim Collins (Good to Great), Harvard JTBD, Harvard BATNA, Michael Porter (competitive advantage), Clayton Christensen (disruption), and many others. Every agent prompt and service offer encodes the relevant frameworks for that domain." } } ] } ] }